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What is Debt Service Ratio (DSR) ? The DSR meaning can be put simply as “a method used by banks to calculate whether or not you can afford the loan you’re applying for”. In terms of a home loan, this formula essentially helps the bank estimate how much you can afford to fork out for your monthly…
Malaysians can finally start applying for the six-month loan relief programme from banks which allows them to start making full payments again only in 2022. But what do you need to know before deciding whether to take up the option? If you are struggling with finances right now or expect to have difficulties paying your…
Tidak cukup dengan hanya menyatakan bajet untuk membeli rumah subsale atau rumah baru, sebaliknya anda juga perlu mengambil kira pelbagai kos lain (selain daripada wang pendahuluan), kemudahan asas, lokasi, dan tempoh masa yang diperlukan.
在这里和大家分享下为什么年轻人应该提早买房子， 希望这些理由能帮助你下定决心说服自己提早买房子。
1. 屋子几时买都是贵的
虽然大家都说买房子要趁早买，老来不用愁。可是一直以来，房子的价格只涨不减。 同样类型的房子在20年前买和 现在买的价钱可以相差个好几万。当你问什么房子最便宜时，大家都会回答以前的房子最便宜。撇开时间问题不说，无论房价是跌还是升，只要你是和银行贷款你就是买贵了！
Owning a home is a keystone of wealth… both financial affluence and emotional security.