All Posts in "Tips & Guides" Category

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Considerations for an Unsold House

Revitalizing Your Home-Selling Journey: A Guide to Success Feeling disheartened because your house didn’t sell? It’s a common experience, but it’s also a valuable opportunity for reflection and action. Let’s explore how you can turn this setback into a stepping stone towards success. Embrace Open Doors: Maximizing House Viewing Opportunities Restricting viewings? It’s time to…

What is DSR ?

What is Debt Service Ratio (DSR) ? The DSR meaning can be put simply as “a method used by banks to calculate whether or not you can afford the loan you’re applying for”. In terms of a home loan, this formula essentially helps the bank estimate how much you can afford to fork out for your monthly…

Bank moratorium: What you need to know?

Malaysians can finally start applying for the six-month loan relief programme from banks which allows them to start making full payments again only in 2022. But what do you need to know before deciding whether to take up the option? If you are struggling with finances right now or expect to have difficulties paying your…